Eddy Thompson's hero is John Dillinger, one of the most dangerous bank robbers in American history. So it's no surprise that Eddy cheats on anything, anytime, anywhere. With school out for Christmas, Eddy's father invites Chet, Rusty, and their fathers to drive up to a cabin he owns on Wolf Lake, Michigan, for ice fishing, tobogganing, and winter fun. But something happens there that will change Eddy's life. One day, two real bank robbers toss their stolen cash over the Eddy's fence in hopes to come back for it later, as police sirens race toward them. Of course, Eddy wants to keep it, and that's when their troubles really begin. With so much danger closing in and with the help of his friends, Eddy realizes how wrong it is to cheat. But the terror doesn't end there and follows them all the way back to New York City.